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Accidental Death and Dismemberment (AD&D)

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Accidental Death and Dismemberment

With AD&D coverage, beneficiaries receive a benefit in the event of a serious injury or death due to an accident.

If you’re a full-time employee, you receive one times your annual base pay in coverage — up to $100,000 — paid for by Nestlé. You can elect additional coverage for yourself up to $500,000.

If you’re a full-time employee, you can also elect coverage for your family. For your spouse/domestic partner, you can elect 40% of your employee AD&D coverage amount. For your children, you can elect 10% of your employee AD&D coverage amount for each child.

ELIGIBILITY

All Regular, U.S. NesCARE benefits-eligible employees working at least 30+ hours.

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More Income Protection Information

For more details on your Income Protection benefits, refer to the Summary Plan Description (SPD) located on My Benefits.