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Everyday benefits

Nestlé provides benefits for your every day. From the sniffles to serious conditions — and everything in between — your benefits are here to support your health, wellbeing and peace of mind. Whether it’s a small moment or a major life change, you’ve got support that fits your needs and your family’s. Live life your way, every day. Enroll September 29 – October 17!

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WHAT TO KNOW FOR 2026

Employee Medical
Contributions

Health care costs have been rising nationwide due to increasing U.S. medical costs, prescription drug prices and provider costs, often outpacing general inflation. Because of this, Nestlé has prioritized keeping employee contributions as affordable as possible. Our goal is to minimize impact on employee paycheck contributions by
identifying ways to reduce overall plan costs to ensure the most efficient and cost-effective benefits programs.

One of those ways is by Nestlé taking on a significant portion of the costs associated with our benefits programs. This proactive approach helps keep employee contributions as low as possible, ensuring that our employees can access the benefits they need without undue financial burden. Through continual benefit plan reviews, program
utilization assessments and consistent vendor contract negotiations, our employee benefit cost increases have been, and continue to be, below industry average.

For Nestlé in 2026, most national NesCARE (CareFirst) plans will see average increases of about $10 per month for employee-only coverage and $20 – $30 per month for family coverage (variation depends on plan selection and coverage tier). There will be some minor plan design changes made in 2026 as well.

We continue to offer competitive, award-winning benefits such as specialized cancer support, mental wellbeing programs, the Healthy Rewards incentive program and the Lifestyle Spending Account.

HSA Employer
Contribution

We remain committed to maintaining highly competitive health benefits while ensuring financial sustainability, affordability and choice in an ever-changing health care landscape. The Nestlé contribution to Health Savings Accounts (HSAs) will be $400 if you cover yourself or $800 if you cover family members in 2026, which is a slight decrease from $500 and $1,000 in 2025. This will continue to be provided to eligible recipients semi-annually by the end of January and July.

The value of using an HSA is substantial, as it provides significant advantages, including tax-free growth and the ability to save for future medical expenses — even if you no longer work for Nestlé. Take this time to consider increasing your HSA contributions to maximize the tax benefits an HSA provides.

Spring Health Coaching Enhancement

We are enhancing the current coaching option starting January 1, 2026, by offering up to six free coaching sessions per year for eligible members ages 13+. This initiative aims to deliver a more holistic approach to employee wellbeing, recognizing that individuals benefit from support that encourages both personal development and clinical care for their mental health.

We continue to offer robust mental health support through Spring Health by providing up to six free therapy sessions per year funded by Nestlé, available to employees and household members (ages 6+); sessions beyond the limit may be covered under the employee’s medical plan. Therapy appointments can typically be scheduled within two days.

Enhancing the existing coaching benefit provides a broader, more proactive approach to the overall health and wellbeing of employees and their families. Coaching provides a goal-oriented supplement to traditional therapy, focusing on personal development, health and wellness, and parenting.

CARRUM CANCER TREATMENT EXPANSION

We offer cancer guidance and treatment on a voluntary basis to all employees. The Cancer Treatment program through Carrum Health currently covers breast, thyroid and CAR-T (for blood cancers). Carrum has expanded the treatment bundle and will now cover ALL cancer types.

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Print, Please!

If you’re a salaried employee, you’ll access the Annual Enrollment Guide online. If you’re an hourly employee, you’ll continue to receive a printed guide in the mail.

Your Right to a Paper Copy: You have the right to request and obtain a paper version of any electronically transmitted document at no charge. Please contact the Nestlé Benefits Service Center at 1-877-637-2255 to request a paper copy.

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Take action September 29 – October 17.